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It\u2019s Financial Literacy Month \u2014 and what better time to check in on your financial hygiene? That includes looking into steps you can take to protect yourself from fraud. Today we\u2019re sharing three ways to keep your payment details safe with Google Pay.<\/p>\n
More and more people are using tap-to-pay, a quick and easy way to purchase something right from your device \u2014 whether you\u2019re grabbing coffee, buying groceries or catching the train. In fact, according to a recent Forbes Advisor study, 53% of people use digital wallets more often than traditional payment methods.<\/p>\n
Contactless payments are not only convenient, they\u2019re also more secure than swiping your card. When you add a payment card to Google Wallet, it creates a device-specific virtual account number, known as a device token, so your real card number isn\u2019t stored on your device or shared with merchants. (Don\u2019t worry \u2014 you can still get any card rewards when you make a payment!)<\/p>\n
And if your device gets stolen, you can rest assured that your payment methods are safe. Contactless payments with Wallet must be recently authenticated with a secure screen lock \u2014 like a PIN, password, facial recognition or biometric.<\/p>\n
Virtual cards add an extra layer of security when you\u2019re shopping online. A virtual card is a digital version of your credit card, where your 15 or 16-digit card number is replaced with a unique card number. That unique number is what\u2019s shared with businesses, helping to protect you from potential fraud.<\/p>\n
It’s easy to set up a virtual card through Google Pay. If you\u2019re checking out from Chrome desktop or mobile with an eligible American Express, Capital One or Citi card, you\u2019ll see the option to save it as a virtual card. Once you do, you\u2019ll be able to use your virtual card the next time you check out with autofill.<\/p>\n<\/div>\n